In addition to downsizing "stuff" my sales have been not so hot plus I haven't been listing as much as previously. I got the "your store will renew on August 1st" email from eBay. After some calculations with their fee illustrator I will save about $30 a month going to the smaller store.
In addition it has been about 6 months since I received a free listing offer; I fully expect to receive more with the smaller store.
I have talked about our storage locker adventures in previous posts; last week I sold some beads and pointed them out in my Tuesday Total post. However, I have sold less than 2 dozen in a year and a half. I originally had a mixture of beads that were not part of a "set"; they sold in less than 2 days.
The last 3 days have consisted of unlisting, regrouping into misc lots of different price points and weights, taking pictures, and now getting ready to relist. I still have in total 360 of the small packages (They sell for about $8 a package on Amazon and Joannes. We started at $6 then $5 now $3.75. In these large lots we hope to get $2 a package or thereabouts.
Finally I have been going back and forth with this for months. In March I started calling the credit card company and telling them I won't be able to make the payments. (This was before I was even late). I have called over a dozen times each time reaching someone either completely incompetent or we don't speak the same language well enough to reach a deal.
I have spent hours and hours on the phone and am BEYOND frustrated. They are up to telling me my minimum payment is over 1K. I talked to hubby and while I have been making payments when I can they aren't much. The account is probably pretty close to collections. This last month they charged me $375 (or so) in fees and interest. Since everything we do (both business and personal) is now 100% cash based, I am not concerned about our credit score. We are thinking let it go to collections; by the time it does the office will be gone. We can negotiate a deal with them and dig ourselves out of this. However, I feel terrible letting it go to collections like I'm not ethically making the right choice. But I don't have more time and frustration to keep calling.